Investing
SIP vs FD: How to Choose Between Market Growth and Guaranteed Returns
Understand when a SIP beats a fixed deposit, when safety should win, and how to compare returns after inflation, tax, and time horizon.
A practical framework for choosing between disciplined market investing and fixed-return deposits.
Startup
How to Estimate Startup Runway Without Lying to Yourself
Learn how to measure startup runway using true net burn, scenario planning, hiring timing, and realistic revenue assumptions.
A founder-focused approach to runway that avoids vanity math and turns burn estimates into operating decisions.
Tax
Old vs New Tax Regime: How to Compare the Choice Rationally
A practical framework for comparing India's old and new tax regimes without relying on broad rules of thumb.
Use deduction mix, income structure, and cash-flow priorities to decide which regime deserves a closer look.
Business
How to Calculate Break-Even and Use It for Real Pricing Decisions
Learn how break-even works, where the basic formula fails, and how margin, target profit, and safety buffers change the decision.
Break-even is more useful as a pricing and operating tool than as a textbook formula.
Growth
LTV:CAC Explained: What a Healthy Ratio Actually Tells You
Understand what lifetime value to customer acquisition cost really measures, where it misleads, and how payback and margin quality complete the picture.
A better way to use LTV:CAC in growth planning, especially when early-stage data is noisy.
Mortgage
Home Loan EMI Explained: What Actually Changes Your Monthly Payment
Understand how EMI works, why tenure and interest rate change total cost differently, and how prepayments alter loan payoff.
A borrower-focused guide to EMI math, affordability, and the trade-offs behind lower monthly payments.